Sandbox
Fixed Income Investments
Fixed Income
Fixed Income products are an essential part of a balanced portfolio, offering investors stability, consistent returns, and reduced exposure to market volatility. These products are particularly suited for those who prioritize capital preservation and predictable income streams.
At TrustOne Partners, we specialize in guiding investors through various fixed-income opportunities, ensuring their financial goals are met with precision and confidence.
Our Offerings
Corporate Fixed Deposits
What They Are: Investment instruments provided by reputed corporations to raise funds.
Features:
- Higher interest rates compared to traditional bank fixed deposits.
- Flexible tenures ranging from 6 months to 10 years.
- Ratings by agencies like CRISIL and ICRA ensure transparency and security.
Ideal For: Investors seeking better returns with moderate risk.
Capital Gain Bonds
What They Are: Tax-saving bonds issued under Section 54EC of the Income Tax Act to help investors save on long-term capital gains tax.
Features:
- Available from institutions like NHAI, REC, and IRFC.
- Fixed tenure of 5 years.
- Maximum annual investment limit of 50 lakhs.
Ideal For: Individuals who have realized capital gains and want to reduce their tax liability while earning steady returns.
RBI Bonds
What They Are: Government-backed bonds issued by the Reserve Bank of India, ensuring utmost safety and reliability.
Features:
- Attractive interest rates (subject to periodic revision).
- Flexible payout options - cumulative or non-cumulative.
- Tenure of 7 years with no upper limit on investment.
Ideal For: Risk-averse investors seeking long-term security and stable returns.
Key Benefits of Fixed Income Products
Stable Returns: Fixed interest payouts provide a consistent income stream.
Portfolio Diversification: Mitigates risk by balancing volatile equity investments.
Capital Preservation: Minimizes the risk of principal loss, ensuring peace of mind.
Tax Efficiency: Certain fixed-income products, such as Capital Gain Bonds, offer tax-saving benefits.
Predictable Cash Flow: Ideal for retirees or investors needing regular income..
Why Choose TrustOne Partners?
Tailored Investment Solutions: We align our recommendations with your risk appetite and financial goals.
Comprehensive Market Insights: Access to expert advice and the latest market trends.
Hassle-Free Process: End-to-end assistance, from product selection to investment execution.
Trusted Partnerships: Collaborations with leading issuers ensure top-notch product offerings.
Who Should Invest in Fixed Income Products?
Conservative Investors: Those seeking capital safety over high returns.
Retirees: Individuals looking for a dependable income source post-retirement.
Tax-Conscious Investors: Those wanting to save on capital gains tax.
Diversified Portfolio Seekers: Investors aiming to balance their high-risk assets with secure options.
Fixed Income products are a cornerstone of sound financial planning, providing both stability and peace of mind. Contact us today to explore how these offerings can help you achieve your investment objectives effortlessly.